Credit Reporting Market

Credit Reporting Market Analysis By Report Type (Corporate Credit Reports, Individual Credit Reports), By End-use Application (Commercial, Consumer), By Region - Global Market Insights 2022 to 2032

Analysis of Credit Reporting market covering 30 + countries including analysis of US, Canada, UK, Germany, France, Nordics, GCC countries, Japan, Korea and many more

Credit Reporting Market Outlook (2022-2032)

The global credit reporting market has reached a valuation of US$ 17.82 billion and is forecasted to move ahead at a CAGR of 4.8% to reach US$ 28.47 billion by the end of 2032.

Revenue from credit reporting services accounted for around 13% share of the global financial reporting market at the end of 2021.

Report Attributes

Details

Credit Reporting Market Size (2021A)

US$ 17 Billion

Estimated Market Value (2022E)

US$ 17.82 Billion

Forecasted Market Value (2032F)

US$ 28.47 Billion

Global Market Growth Rate (2022-2032)

4.8% CAGR

North America Market Share (2021)

~43%

East Asia Market Growth Rate (2022-2032)

~5% CAGR

United States Market Growth Rate (2022-2032)

~4.4% CAGR

Market Share of Top 5 Companies

~48%

Key Companies Profiled

  • ClearScore Technology Ltd.
  • Credit Technologies, Inc
  • Creditsafe Business Solutions Limited
  • CRIF High Mark.
  • Data Axle,
  • Dun & Bradstreet
  • Equifax, Inc.
  • Experian Plc
  • Factual Data
  • Fico
  • FIS, Inc.
  • Global Database Ltd
  • Global Payments Inc.
  • Intuit Inc.
  • Illion Data Registries Pty Ltd
  • Japanese Bankers Association
  • Moody’s Corporation
  • S&P Global Inc.
  • SCHUFA Holding AG
  • The Coface Group
  • TransUnion LLC
  • UNITED CREDIT BUREAU

Know thy Competitors

Competitive landscape highlights only certain players
Complete list available upon request

Sales Analysis of Credit Reporting Services (2017-2021) Vs. Market Predictions (2022-2032)

Demand for credit reports has been high in the recent past from both, consumers as well as lenders. Credit reports help lenders evaluate the target customer whether to provide the lending facility and at the same time also help end customers see if the offer for credit on hand is feasible or not.

  • Short Term (2022 Q2 to 2025): Due to COVID there has been an increase in demand for personal loans, credit cards, and mortgage loans. As a result, there has been a huge rise in the need for credit reports.
  • Medium Term (2025-2028): MSMEs registration across the world will increase at a very healthy rate. Governments are helping set up new ventures and also helping in getting funds to these MSMEs.
  • Long Term (2028-2032): Most developing nations are still not very mature in terms of credit lending. This allows borrowers to acquire funds and lenders to lend money to their target customers. This will have a long-term impact on the credit reporting market.

The global credit reporting market registered a CAGR of 3.8% between 2017 and 2021, and according to Fact.MR, a market research and competitive intelligence provider, the market is projected to exhibit expansion at 4.8% CAGR between 2022 and 2032.

Credit reporting market forecast by Fact.MR

Market share analysis of credit reporting based on report type and region segments. Under the report type segment, corporate credit reporting dominates with 63% market share in 2022.

Why is the Need for Credit Reporting Steadily Increasing?

“Constant Demand for Credit from Consumer End”

The credit industry is witnessing robust demand from the customer end.

  • As per Federal Reserve data, from June 2021 to June 2022, consumer credit has been increasing at 8.2% on a quarterly basis.

Credit demand can be in the form of personal loans, credit cards, mortgage loans, or auto loans. There are many factors such as historical credit reports, current EMIs, and income proof, among others, which determine whether a borrower will be granted the requested loan or not. From a lender’s perspective, it is not possible to access and evaluate each borrower’s request.

To meet this high demand from customers, lenders are heavily dependent on credit reports. Credit reporting helps lenders in evaluating the risk appetite of borrowers.

“Digitalization of Credit Lending Services”

During COVID, many lenders innovated their service offerings, such as digital lending & collection, video KYC, and increased credit limits, among others. These offerings helped both enterprises as well as individual customers.

Enterprises were able to increase their credit limit against their existing line of credit. All this would not have been possible without the help of credit reports provided by credit bureau companies. On the behalf of lenders, credit report companies evaluate borrowers based on previous credit data and present the reports to lenders so that they can make sound decisions.

Due to digitalization, credit reporting services have reached almost every corner of the globe where the Internet is accessible. Now, potential borrowers can instantly check their credit reports/scores on their smartphones and choose the best available offer as per their requirements.

What Do Credit Reporting Companies Need to Keep in Mind?

“Maintain Transparency among Credit Report Models”

In recent years, we have witnessed that all major credit report companies were fined by the Consumer Financial Protection Bureau (CFPB) for wrongdoings. The CFPB has asked all credit bureaus to maintain transparency and standards for verifying the accuracy and generating credit scores/reports.

Regulatory bodies have also issued notices to stop using deceptive marketing tactics to sell credit reports. Credit bureaus are expected to provide lenders with an accurate sense of whether or not a customer is eligible to receive the loan.

  • Recently, news broke that Equifax, a credit bureau, provided incorrect data to lenders, and for some customers, the credit score sent was off by almost 25 points.

“Stringent Rules Set by Regulatory Bodies”

The credit industry is one of the most heavily regulated sectors in the world. Depending on the country, there are almost 2-3 regulatory bodies that set the rules and regulations for credit reporting. In the United States, the Consumer Financial Protection Bureau (CFPB) and The Federal Trade Commission (FTC) are the two regulatory bodies that enforce related rules.

The rules and regulations set by regulatory bodies might differ from state to state. Some states have their own rules for credit reporting. Due to its dynamic nature, the rules for the credit industry keep on changing or get updating. This creates a problem for credit bureaus as they have to change their parameters for evaluation and also bring in technology enhancements to meet the new guidelines.

Country-wise Insights

Will High Credit Demand Keep the Momentum of the U.S. Credit Reporting Market?

The United States credit reporting market is currently estimated at US$ 6 billion and is expected to reach US$ 10 billion by 2032.

  • As per TransUnion, one of the major credit bureaus, the credit consumer market in the U.S. continues to perform well despite the ongoing impact of COVID.

Surprisingly, the accounts that originated during the pandemic in 2020 continue to perform well as compared to the accounts that originated in previous years.

Mortgage lenders are having to find ways to grow their business as the pool of people benefiting from a refinance dwindles, and at the same time, interest rates are starting to rise. With demand still high, new consumer markets could be lucrative over the coming year.

Why is India Expected to Be a Lucrative Market for Credit Reporting Companies?

  • As per the recent joint report by Experian, one of the major credit bureaus, and Invest India, the national agency for investment and facilitation, India’s credit ecosystem has been stable despite the pandemic and is projected to grow at a higher rate than most of the major countries in the world.

In the last 5 to 7 years, the Indian government has come up with many initiatives such as Jan-Dhan Yojna, Mudra Yojna, and linking Aadhar with banks, among others, which has helped the credit market grow at a higher rate. Under the Jan-Dhan Yojna, around 450 million new bank accounts were opened and included in the Indian financial system.

Rapid adoption of new financial technologies has led to the widespread acceptance of different financial products and services. The biggest beneficiary of this change is the credit market. The Indian credit reporting market is thereby expected to reach US$ 550 million by the end of 2032.

Category-wise Insights

Will Demand for Consumer Credit Reporting Increase as Expected?

Consumer credit is a vital part of any economy. The availability of credit allows an economy to function more efficiently, which, in turn, stimulates economic growth.

  • As per a recent survey released by New York Federal Reserve, demand for credit in the U.S. rose this year, and applications for credit have rebounded to 2019 levels after dropping significantly during the pandemic.

The average application rate for credit was 45.6% in 2021, similar to the 2019 rate of 45.8%. Respondents who said they are likely to apply for at least one type of credit over the next year increased slightly to 29.5% for 2021 from 26.3% for 2020.

All this would not have been possible without effective and sound credit reporting bureaus.

How Will the Credit Card Market Drive the Credit Reporting Business?

Post-COVID, continuous improvements in economies across the world have led to more loan activities.

  • In the latest report shared by TransUnion, a continued decline in credit card balances was noticed in 2021, as many consumers paid their debts. The number of new account creations continued to increase and reached more 'normal' levels.

For new cardholders, the wait times for approval have been relatively high as lenders are taking into account uncertainties still prevalent in the market. As per this Fact.MR study, credit lines will move closer to levels seen in recent years as issuers are ramping up their consumer acquisition efforts with new and sophisticated approaches.

The consumer credit card segment is expected to surge ahead at a CAGR of 9% between 2022 and 2032.

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Competitive Landscape

Prominent credit reporting companies are ClearScore Technology Ltd., Credit Technologies, Inc, Creditsafe Business Solutions Limited, CRIF High Mark., Data Axle, Dun & Bradstreet, Equifax, Inc., Experian Plc, Factual Data, Fico, FIS, Inc., Global Database Ltd, Global Payments Inc. Illion Data Registries Pty Ltd, Intuit Inc. (Credit Karma), Japanese Bankers Association, SCHUFA Holding AG, The Coface Group, TransUnion LLC, and UNITED CREDIT BUREAU.

The global credit reporting market is highly competitive owing to top global players trying to gain market share through various strategies such as mergers and acquisitions, expansions, collaborations, and partnerships.

Also, new product offerings, as a strategic approach, are being adopted by leading companies to upscale their market presence among customers.

  • In July 2022, The Central Bank of Ireland granted Experian Ireland Limited a new registration for Account Information Service Provider (AISP), which will help the company offer regulated Open Banking services across the EU/EEA market.
  • In, Dec 2021, Intuit, Inc., a financial firm, acquired Credit Karma, a credit reporting company, for around US$ 8 billion.
  • In March 2022, Equifax announced that it had acquired Data-Crédito, the largest credit reporting agency in the Dominican Republic. This move will help the company expand its international presence and provide more information to customers around the world.

Fact.MR has provided detailed information about the providers of credit reporting services positioned across regions, revenue growth, and product offering expansion, in the recently published report.

Segmentation of Credit Reporting Industry Survey

  • By Report Type :

    • Corporate Credit Reports
    • Individual Credit Reports
  • By End-use Application :

    • Commercial
      • Commercial Bank Loans
      • Trade Payment
      • Public Records (Bankruptcy, Liens, Judgment)
    • Consumer
      • Auto Loans
      • Debt Collection
      • Personal Loans
      • Credit Cards
      • Home Loans
      • Others (Mortgage Brokers, Financial Planners, Medical)
  • By Region :

    • North America
    • Latin America
    • Europe
    • East Asia
    • South Asia & Oceania
    • MEA

Table of Content

1. Global Credit Reporting Market - Executive Summary

2. Market Overview

    2.1. Market Definition and Introduction

    2.2. Market Taxonomy/ Research Scope

3. Market Background and Foundation Data

    3.1. Global Financial Reporting Market Outlook

    3.2. Penetration of Credit Reporting Market in the Financial Reporting Market

    3.3. Comparison of Different Credit Reporting

    3.4. Growth & Development Pattern in Credit Reporting Market

    3.5. Opportunity Assessment

        3.5.1. Total Available Market (US$ Bn)

        3.5.2. Reportable Addressable Market (US$ Bn)

        3.5.3. Reportable Obtainable Market (US$ Bn)

    3.6. Market Dynamics

        3.6.1. Drivers

        3.6.2. Restraints

        3.6.3. Opportunity Analysis

        3.6.4. Trends

    3.7. Forecast and Macro-Economic Factors – Relevance and Impact

        3.7.1. PESTLE Analysis

        3.7.2. Porter’s Five Force Analysis

        3.7.3. Investment Feasibility Analysis

        3.7.4. Key Success Factors

4. Global Credit Reporting - Pricing Analysis

    4.1. Regional Pricing Analysis

    4.2. Price Variance By Report Type

    4.3. Pricing Break-up and Margins

    4.4. Global Average Pricing Analysis Benchmark

5. Global Credit Reporting Market Value (US$ Bn) Analysis and Forecast

    5.1. Historical Market Value (US$ Bn) Analysis, 2017-2021

    5.2. Current and Future Market Value (US$ Bn) Projections, 2022-2032

        5.2.1. Y-o-Y Growth Trend Analysis

        5.2.2. Absolute $ Opportunity Analysis

6. Global Credit Reporting Market Analysis and Forecast, By Report

    6.1. Introduction / Key Findings

    6.2. Historical Market Size (US$ Bn) Analysis By Report, 2017-2021

    6.3. Current and Future Market Size (US$ Bn) Analysis Forecast By Report, 2022-2032

        6.3.1. Corporate Credit Report

        6.3.2. Individual Credit Report

    6.4. Market Attractiveness Analysis By Report

7. Global Credit Reporting Market Analysis and Forecast, By End-use application

    7.1. Introduction / Key Findings

    7.2. Historical Market Size (US$ Bn) Analysis By End-use application, 2017-2021

    7.3. Current and Future Market Size (US$ Bn) Analysis Forecast By End-use application, 2022-2032

        7.3.1. Commercial

            7.3.1.1. Commercial Bank Loans

            7.3.1.2. Trade Payments

            7.3.1.3. Public Records (bankruptcy, liens, judgment)

        7.3.2. Consumer

            7.3.2.1. Auto Loan

            7.3.2.2. Debt Collection

            7.3.2.3. Personal Loan

            7.3.2.4. Credit Cards

            7.3.2.5. Home Loan

            7.3.2.6. Others (Mortgage broker, Financial Planner, Medical)

    7.4. Market Attractiveness Analysis By End-use application

8. Global Credit Reporting Market Analysis and Forecast, By Region

    8.1. Introduction

    8.2. Historical Market Size (US$ Bn) Analysis By Region, 2017-2021

    8.3. Current Market Size (US$ Bn) Analysis Forecast By Region, 2022-2032

        8.3.1. North America

        8.3.2. Latin America

        8.3.3. Europe

        8.3.4. East Asia

        8.3.5. South Asia and Oceania

        8.3.6. Middle East & Africa

    8.4. Market Attractiveness Analysis By Region

9. North America Credit Reporting Market Analysis and Forecast

    9.1. Introduction / Key Findings

    9.2. Pricing Analysis

    9.3. Historical Market Size (US$ Bn) Trend Analysis By Market Taxonomy, 2017-2021

    9.4. Market Size (US$ Bn) Forecast By Market Taxonomy, 2022 - 2032

        9.4.1. By Country

            9.4.1.1. U.S.

            9.4.1.2. Canada

        9.4.2. By Report

        9.4.3. By End-use application

    9.5. Market Attractiveness Analysis

        9.5.1. By Country

        9.5.2. By Report

        9.5.3. By End-use application

10. Latin America Credit Reporting Market Analysis and Forecast

    10.1. Introduction / Key Findings

    10.2. Pricing Analysis

    10.3. Historical Market Size (US$ Bn) Trend Analysis By Market Taxonomy, 2017-2021

    10.4. Market Size (US$ Bn) Forecast By Market Taxonomy, 2022 - 2032

        10.4.1. By Country

            10.4.1.1. Brazil

            10.4.1.2. Mexico

            10.4.1.3. Argentina

            10.4.1.4. Peru

            10.4.1.5. Rest of Latin America

        10.4.2. By Report

        10.4.3. By End-use application

    10.5. Market Attractiveness Analysis

        10.5.1. By Country

        10.5.2. By Report

        10.5.3. By End-use application

11. Europe Credit Reporting Market Analysis and Forecast

    11.1. Introduction / Key Findings

    11.2. Pricing Analysis

    11.3. Historical Market Size (US$ Bn) Trend Analysis By Market Taxonomy, 2017-2021

    11.4. Market Size (US$ Bn) Forecast By Market Taxonomy, 2022 - 2032

        11.4.1. By Country

            11.4.1.1. Germany

            11.4.1.2. Italy

            11.4.1.3. France

            11.4.1.4. U.K.

            11.4.1.5. Spain

            11.4.1.6. BENELUX

            11.4.1.7. NORDIC

            11.4.1.8. Rest of Europe

        11.4.2. By Report

        11.4.3. By End-use application

    11.5. Market Attractiveness Analysis

        11.5.1. By Country

        11.5.2. By Report

        11.5.3. By End-use application

12. East Asia Credit Reporting Market Analysis and Forecast

    12.1. Introduction / Key Findings

    12.2. Pricing Analysis

    12.3. Historical Market Size (US$ Bn) Trend Analysis By Market Taxonomy, 2017-2021

    12.4. Market Size (US$ Bn) Forecast By Market Taxonomy, 2022 - 2032

        12.4.1. By Country

            12.4.1.1. China

            12.4.1.2. Japan

            12.4.1.3. South Korea

        12.4.2. By Report

        12.4.3. By End-use application

    12.5. Market Attractiveness Analysis

        12.5.1. By Country

        12.5.2. By Report

        12.5.3. By End-use application

13. South Asia & Oceania Credit Reporting Market Analysis and Forecast

    13.1. Introduction / Key Findings

    13.2. Pricing Analysis

    13.3. Historical Market Size (US$ Bn) Trend Analysis By Market Taxonomy, 2017-2021

    13.4. Market Size (US$ Bn) Forecast By Market Taxonomy, 2022 - 2032

        13.4.1. By Country

            13.4.1.1. India

            13.4.1.2. Thailand

            13.4.1.3. Indonesia

            13.4.1.4. Malaysia

            13.4.1.5. Australia

            13.4.1.6. Rest of South Asia & Oceania

        13.4.2. By Report

        13.4.3. By End-use application

    13.5. Market Attractiveness Analysis

        13.5.1. By Country

        13.5.2. By Report

        13.5.3. By End-use application

14. Middle East & Africa Credit Reporting Market Analysis and Forecast

    14.1. Introduction / Key Findings

    14.2. Pricing Analysis

    14.3. Historical Market Size (US$ Bn) Trend Analysis By Market Taxonomy, 2017-2021

    14.4. Market Size (US$ Bn) Forecast By Market Taxonomy, 2022 - 2032

        14.4.1. By Country

            14.4.1.1. GCC Countries

            14.4.1.2. Turkey

            14.4.1.3. North African Region

            14.4.1.4. South Africa

            14.4.1.5. Rest of Middle East and Africa

        14.4.2. By Report

        14.4.3. By End-use application

    14.5. Market Attractiveness Analysis

        14.5.1. By Country

        14.5.2. By Report

        14.5.3. By End-use application

15. Country-level Credit Reporting Market Analysis and Forecast

    15.1. Introduction / Key Findings

        15.1.1. Market Value Proportion Analysis, By Key Countries

        15.1.2. Global Vs. Country Growth Comparison

    15.2. Us Credit Reporting Market Analysis

        15.2.1. Value Proportion Analysis By Market Taxonomy

        15.2.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.2.2.1. By Report

            15.2.2.2. By End-use application

    15.3. Canada Credit Reporting Market Analysis

        15.3.1. Value Proportion Analysis By Market Taxonomy

        15.3.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.3.2.1. By Report

            15.3.2.2. By End-use application

    15.4. Brazil Credit Reporting Market Analysis

        15.4.1. Value Proportion Analysis By Market Taxonomy

        15.4.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.4.2.1. By Report

            15.4.2.2. By End-use application

    15.5. Mexico Credit Reporting Market Analysis

        15.5.1. Value Proportion Analysis By Market Taxonomy

        15.5.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.5.2.1. By Report

            15.5.2.2. By End-use application

    15.6. Argentina Credit Reporting Market Analysis

        15.6.1. Value Proportion Analysis By Market Taxonomy

        15.6.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.6.2.1. By Report

            15.6.2.2. By End-use application

    15.7. Germany Credit Reporting Market Analysis

        15.7.1. Value Proportion Analysis By Market Taxonomy

        15.7.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.7.2.1. By Report

            15.7.2.2. By End-use application

    15.8. France Credit Reporting Market Analysis

        15.8.1. Value Proportion Analysis By Market Taxonomy

        15.8.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.8.2.1. By Report

            15.8.2.2. By End-use application

    15.9. Italy Credit Reporting Market Analysis

        15.9.1. Value Proportion Analysis By Market Taxonomy

        15.9.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.9.2.1. By Report

            15.9.2.2. By End-use application

    15.10. Spain Credit Reporting Market Analysis

        15.10.1. Value Proportion Analysis By Market Taxonomy

        15.10.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.10.2.1. By Report

            15.10.2.2. By End-use application

    15.11. Peru Credit Reporting Market Analysis

        15.11.1. Value Proportion Analysis By Market Taxonomy

        15.11.2. Value Proportion Analysis By Market Taxonomy

        15.11.3. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.11.3.1. By Report

            15.11.3.2. By End-use application

    15.12. NORDIC Credit Reporting Market Analysis

        15.12.1. Value Proportion Analysis By Market Taxonomy

        15.12.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.12.2.1. By Report

            15.12.2.2. By End-use application

    15.13. BENELUX Credit Reporting Market Analysis

        15.13.1. Value Proportion Analysis By Market Taxonomy

        15.13.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.13.2.1. By Report

            15.13.2.2. By End-use application

    15.14. U.K. Credit Reporting Market Analysis

        15.14.1. Value Proportion Analysis By Market Taxonomy

        15.14.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.14.2.1. By Report

            15.14.2.2. By End-use application

    15.15. China Credit Reporting Market Analysis

        15.15.1. Value Proportion Analysis By Market Taxonomy

        15.15.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.15.2.1. By Report

            15.15.2.2. By End-use application

    15.16. Japan Credit Reporting Market Analysis

        15.16.1. Value Proportion Analysis By Market Taxonomy

        15.16.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.16.2.1. By Report

            15.16.2.2. By End-use application

    15.17. South Korea Credit Reporting Market Analysis

        15.17.1. Value Proportion Analysis By Market Taxonomy

        15.17.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.17.2.1. By Report

            15.17.2.2. By End-use application

    15.18. India Credit Reporting Market Analysis

        15.18.1. Value Proportion Analysis By Market Taxonomy

        15.18.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.18.2.1. By Report

            15.18.2.2. By End-use application

    15.19. ASEAN Countries Credit Reporting Market Analysis

        15.19.1. Value Proportion Analysis By Market Taxonomy

        15.19.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.19.2.1. By Report

            15.19.2.2. By End-use application

    15.20. GCC Countries Credit Reporting Market Analysis

        15.20.1. Value Proportion Analysis By Market Taxonomy

        15.20.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.20.2.1. By Report

            15.20.2.2. By End-use application

    15.21. Turkey Credit Reporting Market Analysis

        15.21.1. Value Proportion Analysis By Market Taxonomy

        15.21.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.21.2.1. By Report

            15.21.2.2. By End-use application

    15.22. South Africa Credit Reporting Market Analysis

        15.22.1. Value Proportion Analysis By Market Taxonomy

        15.22.2. Value (US$ Bn) Analysis and Forecast By Market Taxonomy, 2017-2032

            15.22.2.1. By Report

            15.22.2.2. By End-use application

16. Credit Reporting Market Structure Analysis

    16.1. Market Analysis By Tier of Companies

    16.2. Market Concentration of Players

    16.3. Market Share Analysis of Top Players

    16.4. Market Space for New Brands and Dollar Opportunity

    16.5. Market Presence Analysis

        16.5.1. By Regional Footprint of Players

        16.5.2. Report Footprint By Players

        16.5.3. Channel Footprint By Players

17. Credit Reporting Competition Analysis

    17.1. Brand Assessment

    17.2. Competition Dashboard

    17.3. Pricing Analysis By Competition

    17.4. Competition Benchmarking of Reports

    17.5. Competition Deep Dive: Credit Reporting Market

        17.5.1. ClearScore Technology Ltd.

            17.5.1.1. Overview

            17.5.1.2. Report Portfolio

            17.5.1.3. Key Financials

            17.5.1.4. SWOT Analysis

            17.5.1.5. Key Developments

            17.5.1.6. Strategy Overview

        17.5.2. Credit Technologies, Inc

            17.5.2.1. Overview

            17.5.2.2. Report Portfolio

            17.5.2.3. Key Financials

            17.5.2.4. SWOT Analysis

            17.5.2.5. Key Developments

            17.5.2.6. Strategy Overview

        17.5.3. Creditsafe Business Solutions Limited

            17.5.3.1. Overview

            17.5.3.2. Report Portfolio

            17.5.3.3. Key Financials

            17.5.3.4. SWOT Analysis

            17.5.3.5. Key Developments

            17.5.3.6. Strategy Overview

        17.5.4. CRIF High Mark.

            17.5.4.1. Overview

            17.5.4.2. Report Portfolio

            17.5.4.3. Key Financials

            17.5.4.4. SWOT Analysis

            17.5.4.5. Key Developments

            17.5.4.6. Strategy Overview

        17.5.5. Data Axle,

            17.5.5.1. Overview

            17.5.5.2. Report Portfolio

            17.5.5.3. Key Financials

            17.5.5.4. SWOT Analysis

            17.5.5.5. Key Developments

            17.5.5.6. Strategy Overview

        17.5.6. Dun & Bradstreet

            17.5.6.1. Overview

            17.5.6.2. Report Portfolio

            17.5.6.3. Key Financials

            17.5.6.4. SWOT Analysis

            17.5.6.5. Key Developments

            17.5.6.6. Strategy Overview

        17.5.7. Equifax, Inc.

            17.5.7.1. Overview

            17.5.7.2. Report Portfolio

            17.5.7.3. Key Financials

            17.5.7.4. SWOT Analysis

            17.5.7.5. Key Developments

            17.5.7.6. Strategy Overview

        17.5.8. Experian Plc

            17.5.8.1. Overview

            17.5.8.2. Report Portfolio

            17.5.8.3. Key Financials

            17.5.8.4. SWOT Analysis

            17.5.8.5. Key Developments

            17.5.8.6. Strategy Overview

        17.5.9. Factual Data

            17.5.9.1. Overview

            17.5.9.2. Report Portfolio

            17.5.9.3. Key Financials

            17.5.9.4. SWOT Analysis

            17.5.9.5. Key Developments

            17.5.9.6. Strategy Overview

        17.5.10. Fico

            17.5.10.1. Overview

            17.5.10.2. Report Portfolio

            17.5.10.3. Key Financials

            17.5.10.4. SWOT Analysis

            17.5.10.5. Key Developments

            17.5.10.6. Strategy Overview

        17.5.11. FIS, Inc.

            17.5.11.1. Overview

            17.5.11.2. Report Portfolio

            17.5.11.3. Key Financials

            17.5.11.4. SWOT Analysis

            17.5.11.5. Key Developments

            17.5.11.6. Strategy Overview

        17.5.12. Global Database Ltd

            17.5.12.1. Overview

            17.5.12.2. Report Portfolio

            17.5.12.3. Key Financials

            17.5.12.4. SWOT Analysis

            17.5.12.5. Key Developments

            17.5.12.6. Strategy Overview

        17.5.13. Global Payments Inc.

            17.5.13.1. Overview

            17.5.13.2. Report Portfolio

            17.5.13.3. Key Financials

            17.5.13.4. SWOT Analysis

            17.5.13.5. Key Developments

            17.5.13.6. Strategy Overview

        17.5.14. illion Data Registries Pty Ltd

            17.5.14.1. Overview

            17.5.14.2. Report Portfolio

            17.5.14.3. Key Financials

            17.5.14.4. SWOT Analysis

            17.5.14.5. Key Developments

            17.5.14.6. Strategy Overview

        17.5.15. Intuit Inc. (Credit Karma)

            17.5.15.1. Overview

            17.5.15.2. Report Portfolio

            17.5.15.3. Key Financials

            17.5.15.4. SWOT Analysis

            17.5.15.5. Key Developments

            17.5.15.6. Strategy Overview

        17.5.16. Japanese Bankers Association

            17.5.16.1. Overview

            17.5.16.2. Report Portfolio

            17.5.16.3. Key Financials

            17.5.16.4. SWOT Analysis

            17.5.16.5. Key Developments

            17.5.16.6. Strategy Overview

        17.5.17. SCHUFA Holding AG

            17.5.17.1. Overview

            17.5.17.2. Report Portfolio

            17.5.17.3. Key Financials

            17.5.17.4. SWOT Analysis

            17.5.17.5. Key Developments

            17.5.17.6. Strategy Overview

        17.5.18. The Coface Group

            17.5.18.1. Overview

            17.5.18.2. Report Portfolio

            17.5.18.3. Key Financials

            17.5.18.4. SWOT Analysis

            17.5.18.5. Key Developments

            17.5.18.6. Strategy Overview

        17.5.19. TransUnion LLC

            17.5.19.1. Overview

            17.5.19.2. Report Portfolio

            17.5.19.3. Key Financials

            17.5.19.4. SWOT Analysis

            17.5.19.5. Key Developments

            17.5.19.6. Strategy Overview

        17.5.20. UNITED CREDIT BUREAU

            17.5.20.1. Overview

            17.5.20.2. Report Portfolio

            17.5.20.3. Key Financials

            17.5.20.4. SWOT Analysis

            17.5.20.5. Key Developments

            17.5.20.6. Strategy Overview

18. Assumptions & Acronyms Used

19. Research Methodology­

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List Of Table

Table 01. Global Credit Reporting Market Value (US$ Bn) and Forecast By Region, 2017-2021

Table 02. Global Credit Reporting Market Value (US$ Bn) and Forecast By Region, 2022-2032

Table 03. Global Credit Reporting Market Value (US$ Bn) and Forecast By Report, 2017-2021

Table 04. Global Credit Reporting Market Value (US$ Bn) and Forecast By Report, 2022-2032

Table 05. Global Credit Reporting Market Value (US$ Bn) and Forecast By End-use application, 2017-2021

Table 06. Global Credit Reporting Market Value (US$ Bn) and Forecast By End-use application, 2022-2032

Table 07. North America Credit Reporting Market Value (US$ Bn) and Forecast By Country, 2017-2021

Table 08. North America Credit Reporting Market Value (US$ Bn) and Forecast By Country, 2022-2032

Table 09. North America Credit Reporting Market Value (US$ Bn) and Forecast By Report, 2017-2021

Table 10. North America Credit Reporting Market Value (US$ Bn) and Forecast By Report, 2022-2032

Table 11. North America Credit Reporting Market Value (US$ Bn) and Forecast By End-use application, 2017-2021

Table 12. North America Credit Reporting Market Value (US$ Bn) and Forecast By End-use application, 2022-2032

Table 13. Latin America Credit Reporting Market Value (US$ Bn) and Forecast By Country, 2017-2021

Table 14. Latin America Credit Reporting Market Value (US$ Bn) and Forecast By Country, 2022-2032

Table 15. Latin America Credit Reporting Market Value (US$ Bn) and Forecast By Report, 2017-2021

Table 16. Latin America Credit Reporting Market Value (US$ Bn) and Forecast By Report, 2022-2032

Table 17. Latin America Credit Reporting Market Value (US$ Bn) and Forecast By End-use application, 2017-2021

Table 18. Latin America Credit Reporting Market Value (US$ Bn) and Forecast By End-use application, 2022-2032

Table 19. Europe Credit Reporting Market Value (US$ Bn) and Forecast By Country, 2017-2021

Table 20. Europe Credit Reporting Market Value (US$ Bn) and Forecast By Country, 2022-2032

Table 21. Europe Credit Reporting Market Value (US$ Bn) and Forecast By Report, 2017-2021

Table 22. Europe Credit Reporting Market Value (US$ Bn) and Forecast By Report, 2022-2032

Table 23. Europe Credit Reporting Market Value (US$ Bn) and Forecast By End-use application, 2017-2021

Table 24. Europe Credit Reporting Market Value (US$ Bn) and Forecast By End-use application, 2022-2032

Table 25. East Asia Credit Reporting Market Value (US$ Bn) and Forecast By Country, 2017-2021

Table 26. East Asia Credit Reporting Market Value (US$ Bn) and Forecast By Country, 2022-2032

Table 27. East Asia Credit Reporting Market Value (US$ Bn) and Forecast By Report, 2022-2032

Table 28. East Asia Credit Reporting Market Value (US$ Bn) and Forecast By End-use application, 2017-2021

Table 29. East Asia Credit Reporting Market Value (US$ Bn) and Forecast By End-use application, 2022-2032

Table 30. South Asia & Oceania Credit Reporting Market Value (US$ Bn) and Forecast By Country, 2017-2021

Table 31. South Asia & Oceania Credit Reporting Market Value (US$ Bn) and Forecast By Country, 2022-2032

Table 32. South Asia & Oceania Credit Reporting Market Value (US$ Bn) and Forecast By Report, 2017-2021

Table 33. South Asia & Oceania Credit Reporting Market Value (US$ Bn) and Forecast By Report, 2022-2032

Table 34. South Asia & Oceania Credit Reporting Market Value (US$ Bn) and Forecast By End-use application, 2017-2021

Table 35. South Asia & Oceania Credit Reporting Market Value (US$ Bn) and Forecast By End-use application, 2022-2032

Table 36. MEA Credit Reporting Market Value (US$ Bn) and Forecast By Country, 2017-2021

Table 37. MEA Credit Reporting Market Value (US$ Bn) and Forecast By Country, 2022-2032

Table 38. MEA Credit Reporting Market Value (US$ Bn) and Forecast By Report, 2017-2021

Table 39. MEA Credit Reporting Market Value (US$ Bn) and Forecast By Report, 2022-2032

Table 40. MEA Credit Reporting Market Value (US$ Bn) and Forecast By End-use application, 2017-2021

Table 41. MEA Credit Reporting Market Value (US$ Bn) and Forecast By End-use application, 2022-2032

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List Of Figures

Figure 01. Global Credit Reporting Market Value (US$ Bn) Forecast, 2022-2032

Figure 02. Global Credit Reporting Market Absolute $ Opportunity (US$ Bn), 2022-2032

Figure 03. Global Credit Reporting Market Value (US$ Bn) By Region, 2022 & 2032

Figure 04. Global Credit Reporting Market Y-o-Y Growth Rate By Region, 2022-2032

Figure 05. Global Credit Reporting Market Value (US$ Bn) By Report, 2022 & 2032

Figure 06. Global Credit Reporting Market Y-o-Y Growth Rate By Report, 2022-2032

Figure 07. Global Credit Reporting Market Value (US$ Bn) By End-use application, 2022 & 2032

Figure 08. Global Credit Reporting Market Y-o-Y Growth Rate By End-use application, 2022-2032

Figure 09. North America Credit Reporting Market Value (US$ Bn) Forecast, 2022-2032

Figure 10. North America Credit Reporting Market Absolute $ Opportunity (US$ Bn), 2022-2032

Figure 11. North America Credit Reporting Market Value (US$ Bn) By Country, 2022 & 2032

Figure 12. North America Credit Reporting Market Y-o-Y Growth Rate By Country, 2022-2032

Figure 13. North America Credit Reporting Market Value (US$ Bn) By Report, 2022 & 2032

Figure 14. North America Credit Reporting Market Y-o-Y Growth Rate By Report, 2022-2032

Figure 15. North America Credit Reporting Market Value (US$ Bn) By End-use application, 2022 & 2032

Figure 16. North America Credit Reporting Market Y-o-Y Growth Rate By End-use application, 2022-2032

Figure 17. North America Credit Reporting Market Attractiveness Analysis By Country, 2022-2032

Figure 18. North America Credit Reporting Market Attractiveness Analysis By Report, 2022-2032

Figure 19. North America Credit Reporting Market Attractiveness Analysis By End-use application, 2022-2032

Figure 20. Latin America Credit Reporting Market Value (US$ Bn) Forecast, 2022-2032

Figure 21. Latin America Credit Reporting Market Absolute $ Opportunity (US$ Bn), 2022-2032

Figure 22. Latin America Credit Reporting Market Value (US$ Bn) By Country, 2022 & 2032

Figure 23. Latin America Credit Reporting Market Y-o-Y Growth Rate By Country, 2022-2032

Figure 24. Latin America Credit Reporting Market Value (US$ Bn) By Report, 2022 & 2032

Figure 25. Latin America Credit Reporting Market Y-o-Y Growth Rate By Report, 2022-2032

Figure 26. Latin America Credit Reporting Market Value (US$ Bn) By End-use application, 2022 & 2032

Figure 27. Latin America Credit Reporting Market Y-o-Y Growth Rate By End-use application, 2022-2032

Figure 28. Latin America Credit Reporting Market Attractiveness Analysis By Country, 2022-2032

Figure 29. Latin America Credit Reporting Market Attractiveness Analysis By Report, 2022-2032

Figure 30. Latin America Credit Reporting Market Attractiveness Analysis By End-use application, 2022-2032

Figure 31. Europe Credit Reporting Market Value (US$ Bn) Forecast, 2022-2032

Figure 32. Europe Credit Reporting Market Absolute $ Opportunity (US$ Bn), 2022-2032

Figure 33. Europe Credit Reporting Market Value (US$ Bn) By Country, 2022 & 2032

Figure 34. Europe Credit Reporting Market Y-o-Y Growth Rate By Country, 2022-2032

Figure 35. Europe Credit Reporting Market Value (US$ Bn) By Report, 2022 & 2032

Figure 36. Europe Credit Reporting Market Y-o-Y Growth Rate By Report, 2022-2032

Figure 37. Europe Credit Reporting Market Value (US$ Bn) By End-use application, 2022 & 2032

Figure 38. Europe Credit Reporting Market Y-o-Y Growth Rate By End-use application, 2022-2032

Figure 39. Europe Credit Reporting Market Attractiveness Analysis By Country, 2022-2032

Figure 40. Europe Credit Reporting Market Attractiveness Analysis By Report, 2022-2032

Figure 41. Europe Credit Reporting Market Attractiveness Analysis By End-use application, 2022-2032

Figure 42. East Asia Credit Reporting Market Value (US$ Bn) Forecast, 2022-2032

Figure 43. East Asia Credit Reporting Market Absolute $ Opportunity (US$ Bn), 2022-2032

Figure 44. East Asia Credit Reporting Market Value (US$ Bn) By Country, 2022 & 2032

Figure 45. East Asia Credit Reporting Market Y-o-Y Growth Rate By Country, 2022-2032

Figure 46. East Asia Credit Reporting Market Value (US$ Bn) By Report, 2022 & 2032

Figure 47. East Asia Credit Reporting Market Y-o-Y Growth Rate By Report, 2022-2032

Figure 48. East Asia Credit Reporting Market Value (US$ Bn) By End-use application, 2022 & 2032

Figure 49. East Asia Credit Reporting Market Y-o-Y Growth Rate By End-use application, 2022-2032

Figure 50. East Asia Credit Reporting Market Attractiveness Analysis By Country, 2022-2032

Figure 51. East Asia Credit Reporting Market Attractiveness Analysis By Report, 2022-2032

Figure 52. East Asia Credit Reporting Market Attractiveness Analysis By End-use application, 2022-2032

Figure 53. South Asia & Oceania Credit Reporting Market Value (US$ Bn) Forecast, 2022-2032

Figure 54. South Asia & Oceania Credit Reporting Market Absolute $ Opportunity (US$ Bn), 2022-2032

Figure 55. South Asia & Oceania Credit Reporting Market Value (US$ Bn) By Country, 2022 & 2032

Figure 56. South Asia & Oceania Credit Reporting Market Y-o-Y Growth Rate By Country, 2022-2032

Figure 57. South Asia & Oceania Credit Reporting Market Value (US$ Bn) By Report, 2022 & 2032

Figure 58. South Asia & Oceania Credit Reporting Market Y-o-Y Growth Rate By Report, 2022-2032

Figure 59. South Asia & Oceania Credit Reporting Market Value (US$ Bn) By End-use application, 2022 & 2032

Figure 60. South Asia & Oceania Credit Reporting Market Y-o-Y Growth Rate By End-use application, 2022-2032

Figure 61. South Asia & Oceania Credit Reporting Market Attractiveness Analysis By Country, 2022-2032

Figure 62. South Asia & Oceania Credit Reporting Market Attractiveness Analysis By Report, 2022-2032

Figure 63. South Asia & Oceania Credit Reporting Market Attractiveness Analysis By End-use application, 2022-2032

Figure 64. MEA Credit Reporting Market Value (US$ Bn) Forecast, 2022-2032

Figure 65. MEA Credit Reporting Market Absolute $ Opportunity (US$ Bn), 2022-2032

Figure 66. MEA Credit Reporting Market Value (US$ Bn) By Country, 2022 & 2032

Figure 67. MEA Credit Reporting Market Y-o-Y Growth Rate By Country, 2022-2032

Figure 68. MEA Credit Reporting Market Value (US$ Bn) By Report, 2022 & 2032

Figure 69. MEA Credit Reporting Market Y-o-Y Growth Rate By Report, 2022-2032

Figure 70. MEA Credit Reporting Market Value (US$ Bn) By End-use application, 2022 & 2032

Figure 71. MEA Credit Reporting Market Y-o-Y Growth Rate By End-use application, 2022-2032

Figure 72. MEA Credit Reporting Market Attractiveness Analysis By Country, 2022-2032

Figure 73. MEA Credit Reporting Market Attractiveness Analysis By Report, 2022-2032

Figure 74. MEA Credit Reporting Market Attractiveness Analysis By End-use application, 2022-2032

Know thy Competitors

Competitive landscape highlights only certain players
Complete list available upon request

- FAQs -

What is the global market size for credit reporting?

The global credit reporting market is currently valued at US$ 17.82 billion.

How is the market for credit reporting expected to fare over the decade?

Revenue from credit reporting services is anticipated to reach US$ 28.47 billion by 2032.

How did the credit reporting services market perform historically?

From 2017 to 2021, sales of credit reporting companies increased at 3.8% CAGR.

Which regional market accounts for a leading market share?

North America leads the global market for credit reporting accounting for 43% share.

Which type of credit reporting brings in the most revenue for market players?

Corporate credit reporting accounts for 63% share of the global market.

Credit Reporting Market

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